Frequently Asked Questions

  • What is an IUL?
    Index Universal Life Insurance
  • What kind of life insurance do you specialize in?
    All types of life insurance but in particular, the Index Universal Life Insurance.
  • Is life insurance only for my beneficiaries?
    No, life insurance with living benefit will take care of you while you are alive and also for your beneficiaries at your passing.
  • Do I have to be ill to benefit from my policy?
    No, you can withdraw or loan from your policy for any personal project.
  • What determines my premium?
    The amount of insurance you want to purchase, age, gender, state of health
  • What factors affect life insurance premiums?
    Age, gender, type of insurance, health, lifestyle, coverage amount.
  • How can I get a policy?
    contact us for an appointment during which you get financial information. Followed by an application to the insurance company.

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